Ihr Zuhause an der Costa Blanca.
Fertig, wenn Sie ankommen.

First, something important: for the new-build projects we work with, the agency commission is paid by the developer – not by the buyer. So contacting the developer directly gives you no financial advantage.

What many buyers don't know: developers usually assign interested parties to a contact or sales partner on a first-come, first-served basis. If you've already registered for a project yourself, we may no longer be able to act as your point of contact there.

Feel free to research and look at everything that interests you. But before you leave your contact details or send a specific enquiry, have a quick word with us first. That way you keep your options open – and we can represent your interests with the developer.

When information only becomes specific after repeated follow-up questions – for example about the specification, completion date, communal facilities, or exactly what's included in the price.

If I don't get clear answers to simple questions, I become even more cautious about the harder topics.

That depends on the bank, your personal situation and the property. As a rough guide: with financing of up to around 70 percent of the property value for non-residents, that often means at least around 30 percent equity for the purchase price – plus the purchase-related costs.

The exact ratio, interest rates and lending decision always depend on the individual case and the financing bank. I recommend clarifying this early on, rather than only dealing with it after you've chosen a property.

Many of my conversations begin with a dream. Someone sees a house in Spain on social media, discovers the idea of living under the sun, or becomes interested in a property as an investment. There's nothing wrong with that – quite the opposite: almost every good decision starts with an idea of what one's own life could look like.

To me, someone becomes a "dreamer" not through the dream itself, but when the wish and reality are never brought together. Some prospective buyers spend many hours with listings, contact numerous agents and developers, and enquire about properties worth 300,000 euros or more. At the decisive moment, though, there's no clarity about what total budget is actually available, how much equity can be committed, or whether financing has been realistically prepared.

Especially with financing in Spain, buyers – depending on their personal situation and the financing bank – often need to contribute a significant part of the purchase price themselves. With financing of up to around 70 percent of the property value, that regularly means at least around 30 percent equity for the purchase price; purchase-related costs come on top of that. The exact ratio and lending decision always depend on the individual case and the bank.

A "doer" therefore doesn't need to be particularly wealthy, nor buy immediately. A doer creates clarity: they know their realistic budget, check financing early, factor in purchase-related costs, make traceable decisions and consistently follow through on the agreed next steps.

My job isn't to talk a dream down. I want to find out as early as possible whether the wish, the budget and the timeline fit together – and turn that into a realistic path to your own property in Spain.